Transaction Monitoring.
Scheduled, scenario-based transaction monitoring with configurable rules you can test against your own history
Overview
Our Transaction Monitoring module runs configurable rules and scenarios across your recorded transactions on a continuous 5-minute schedule, surfacing the activity that warrants a closer look.
Detection logic is fully transparent: compliance teams build rule and scenario conditions in the interface, test them against historical transactions before deployment, and tune thresholds by risk tier — examiner-readable logic instead of a black box.
Flagged transactions flow into alerts and cases with a complete record of the transaction, the rule it matched, and the score it earned — giving investigators the context they need and giving regulators a defensible audit trail.
Key Features
Transparent rule and scenario detection you can test before it goes live
Rule-Based Detection
Configurable rules and thresholds flag structuring, velocity, and threshold breaches on every scheduled run
Historical Backtesting
Test any rule or scenario against your historical transactions and review its performance before deploying it
Scheduled Scoring
Detection jobs sweep newly recorded transactions on a 5-minute cadence, raising the activity that matters most to the top of the queue
Scenario Detection
Multi-condition scenarios aggregate a customer's activity over time windows to catch the totals that individual transactions hide
Threshold Tuning
Tunable sensitivity and risk-tiered thresholds keep alerts proportionate and reduce noise without missing true risk
Monitoring Dashboard
A live view of volume, flagged activity, and high-risk transactions, with drill-down into any scored transaction
Key Benefits
Integration Points
How Transaction Monitoring connects with the systems around it — inbound feeds, downstream destinations, APIs, and the jobs that keep detection current
- Core banking systems
- Payment processing
- Wire transfer systems
- Card & ACH feeds
- Alert management
- Case management
- Regulatory reporting
- Transaction bulk-ingest API
- Alert management API
- Reports export API
- Scheduled rule execution
- Scenario execution sweeps
- Rule backtesting runs
Performance Metrics
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Use Cases
Frequently Asked Questions
What transaction types can be monitored?
Wire transfers, SWIFT payments, ACH, card, cash, and crypto activity can all be recorded and scanned. Transactions arrive through the bulk-ingest REST API or file import from your core banking, payment, and wire systems.
How fast is monitoring?
Detection runs as scheduled jobs on a 5-minute cadence, sweeping recently recorded transactions with your rules and scenarios. Monitoring is a post-transaction compliance control — it does not sit inside the payment path.
Can we tune detection rules and thresholds?
Yes. Rules and thresholds are fully configurable, with risk-tiered sensitivity so different customer segments and transaction types can carry different limits.
Can we test rules before deploying them?
Yes. Any rule or scenario can be backtested against your historical transactions, with its results and performance statistics shown in the interface, so you deploy with evidence rather than guesswork.
How do you reduce false positives?
Backtesting plus tunable, risk-tiered thresholds keep alert volume proportionate, so analysts spend their time on genuine risk rather than routine activity.
Where do flagged transactions go?
Flagged transactions flow into alert management and, when confirmed, into case management with a complete record of the transaction, the rule it matched, and the score it earned for the regulatory audit trail.
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