Overview
Our KYC & Client Onboarding solution automates the entire client lifecycle from initial application through ongoing monitoring. Reduce manual effort while maintaining regulatory compliance.
Integrate identity verification, sanctions screening, and risk scoring into a seamless workflow that enhances customer experience while protecting your institution.
Support for individuals, businesses, and beneficial ownership structures with configurable due diligence requirements based on risk profiles.
Key Features
Comprehensive capabilities for efficient client onboarding
Identity Verification
Automated document verification and biometric matching for secure identity confirmation
Sanctions Screening
Real-time screening against global watchlists, PEP databases, and adverse media
Risk Assessment
Automated risk scoring based on configurable factors and regulatory requirements
Beneficial Ownership
Complete ownership structure mapping with UBO identification and verification
Approval Workflows
Configurable approval chains with role-based access and audit trails
Digital Onboarding
Self-service client portal for document submission and application tracking
Included Modules
Platform components that power this solution
| Module | Included | Purpose |
|---|---|---|
Client Lifecycle Management |
Core client data management and lifecycle tracking | |
Sanctions & Watchlist Screening |
Real-time sanctions and PEP screening | |
Risk Assessment Engine |
Automated risk scoring and classification | |
Workflow Automation |
Approval workflows and task automation | |
Transaction Monitoring |
Optional |
Optional: Post-onboarding transaction monitoring |
Case Management |
Optional |
Optional: Investigation case management |
Onboarding Workflow
Streamlined process from application to approval
Application Intake
Collect client information and documentation
Digital application forms
Document upload and validation
Data quality checks
Step 1
Identity Verification
Verify client identity and documents
Document authentication
Biometric verification
Liveness detection
Step 2
Screening
Check against watchlists and databases
Sanctions list screening
PEP identification
Adverse media search
Step 3
Risk Assessment
Calculate and assign risk rating
Multi-factor risk scoring
Risk classification
EDD requirements determination
Step 4
Approval
Review and approve client relationship
Compliance review
Management approval
Account activation
Step 5
Key Benefits
Faster Onboarding: Reduce onboarding time from days to hours with automation
Lower Costs: Reduce manual processing costs through straight-through processing
Better Experience: Digital-first experience that meets modern customer expectations
Regulatory Compliance: Meet all KYC/CDD requirements with comprehensive audit trails
Risk Reduction: Identify high-risk clients before account opening
Scalability: Handle growing volumes without proportional staff increases
Integration Points
Inputs
Client applications
Identity documents
Corporate registries
External data providers
Outputs
Core banking system
CRM systems
Compliance reports
APIs
Client onboarding API
Risk assessment API
Screening API
Scheduled Jobs
Periodic review scheduler
Document expiry monitoring
Ongoing screening updates
Performance Metrics
60%
Faster Onboarding
Reduction in average onboarding time
90%
Straight-Through
Low-risk applications processed automatically
100%
Compliance Rate
Regulatory compliance with full audit trails
24/7
Availability
Digital onboarding available around the clock
Use Cases
Retail Banking
Digital account opening for individual customers with ID verification and risk scoring
Digital Banking
Fully remote onboarding for mobile-first customers with biometric verification
Corporate Banking
Complex entity onboarding with beneficial ownership mapping and enhanced due diligence