Solutions · KYC & Client Onboarding

KYC & Client Onboarding

Operational

Streamline client onboarding with automated identity verification and risk assessment

Scope · Application Verification Screening Approval
// overview

Overview

A single platform across the client lifecycle — from initial application through verification, screening, risk assessment, and approval, every step automated and auditable.

// the brief

Our KYC & Client Onboarding solution automates the entire client lifecycle from initial application through ongoing monitoring. Reduce manual effort while maintaining regulatory compliance.

Integrate identity verification, sanctions screening, and risk scoring into a seamless workflow that enhances customer experience while protecting your institution.

Support for individuals, businesses, and beneficial ownership structures with configurable due diligence requirements based on risk profiles.

amlshield · onboardinglive
Client risk rating69 / 100
Elevated
ChecksID okDocs okPEP 1
amlshield · due diligenceretained
LifecycleApplicationVerification
ScreeningApproval
FilingKYC/CDD ready
// capabilities

Key Features

Comprehensive capabilities for efficient client onboarding

F.01

Identity Verification

Automated document verification and biometric matching for secure identity confirmation

F.02

Sanctions Screening

Real-time screening against global watchlists, PEP databases, and adverse media

F.03

Risk Assessment

Automated risk scoring based on configurable factors and regulatory requirements

F.04

Beneficial Ownership

Complete ownership structure mapping with UBO identification and verification

F.05

Approval Workflows

Configurable approval chains with role-based access and audit trails

F.06

Digital Onboarding

Self-service client portal for document submission and application tracking

// modules

Included Modules

Platform components that power this solution

Included Modules4 included · 2 optional
Client Lifecycle ManagementCore client data management and lifecycle tracking incl
Sanctions & Watchlist ScreeningReal-time sanctions and PEP screening incl
Risk Assessment EngineAutomated risk scoring and classification incl
Workflow AutomationApproval workflows and task automation incl
Transaction MonitoringOptional: Post-onboarding transaction monitoring opt
Case ManagementOptional: Investigation case management opt
amlshield · platform fabriconline

A single platform — one client record, one risk profile, one audit trail — shared across every module. Four components compose this solution, with transaction monitoring and case management available as optional extensions.

4 included2 optional
// how it works

Onboarding Workflow

Streamlined process from application to approval

01

Application Intake

Collect client information and documentation

Digital application forms
Document upload and validation
Data quality checks
02

Identity Verification

Verify client identity and documents

Document authentication
Biometric verification
Liveness detection
03

Screening

Check against watchlists and databases

Sanctions list screening
PEP identification
Adverse media search
04

Risk Assessment

Calculate and assign risk rating

Multi-factor risk scoring
Risk classification
EDD requirements determination
05

Approval

Review and approve client relationship

Compliance review
Management approval
Account activation
// outcomes

Key Benefits

What an institution gains by automating its client onboarding on one platform.

Faster OnboardingReduce onboarding time from days to hours with automation
Lower CostsReduce manual processing costs through straight-through processing
Better ExperienceDigital-first experience that meets modern customer expectations
Regulatory ComplianceMeet all KYC/CDD requirements with comprehensive audit trails
Risk ReductionIdentify high-risk clients before account opening
ScalabilityHandle growing volumes without proportional staff increases
// integrations

Integration Points

How the solution connects to your existing systems — inputs, outputs, APIs, and scheduled jobs.

Inputs
  • Client applications
  • Identity documents
  • Corporate registries
  • External data providers
Outputs
  • Core banking system
  • CRM systems
  • Compliance reports
APIs
  • Client onboarding API
  • Risk assessment API
  • Screening API
Jobs
  • Periodic review scheduler
  • Document expiry monitoring
  • Ongoing screening updates
Supports regulatory requirements across multiple jurisdictions including FATF guidelines, EU AMLD, and regional regulations in the Middle East — with full audit trails for regulatory examinations.
// evidence

Performance Metrics

Indicative outcomes when client onboarding is automated and risk-based on one platform.

60%
Faster Onboarding
Reduction in average onboarding time
90%
Straight-Through
Low-risk applications processed automatically
100%
Compliance Rate
Regulatory compliance with full audit trails
24/7
Availability
Digital onboarding available around the clock
Outcomes vary by deployment & data·full audit trail retained

Ready to transform your client onboarding?

See how our KYC solution can streamline your processes

Request a Demo
// in production

Use Cases

Deployed across institution types, each with its own onboarding posture.

UC/01

Retail Banking

Digital account opening for individual customers with ID verification and risk scoring

UC/02

Digital Banking

Fully remote onboarding for mobile-first customers with biometric verification

UC/03

Corporate Banking

Complex entity onboarding with beneficial ownership mapping and enhanced due diligence

// faqs

Frequently Asked Questions

The questions compliance and technology teams ask before deployment.

How long does onboarding take?

Low-risk individual clients can be onboarded in minutes with straight-through processing. Higher-risk clients requiring manual review typically take 1-2 business days.

What identity documents are supported?

We support passports, national IDs, driver's licenses, and residence permits from most countries. Document validation includes authenticity checks and data extraction.

Can we customize the risk scoring model?

Yes, the risk scoring engine is fully configurable. You can define risk factors, weights, and thresholds to match your institution's risk appetite and regulatory requirements.

How does ongoing monitoring work?

Clients are continuously monitored against updated watchlists. Periodic reviews are scheduled based on risk level. Any changes trigger alerts for compliance review.

What about corporate clients?

Full support for corporate structures including ownership hierarchies, beneficial owner identification, and automated registry lookups in supported jurisdictions.

Is the solution compliant with local regulations?

Yes, the solution supports regulatory requirements across multiple jurisdictions including FATF guidelines, EU AMLD, and regional regulations in the Middle East.

Contact Sales

Ready to transform your client onboarding?

See how our KYC solution can streamline your processes